Personal Finance

Personal Finance

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Banking

Checking Accounts

1. How To Open a Checking Account wallethub.com 2. How To Close a Checking Account money.usnews.com 3. Free Checking Accounts - 2016 Guide www.thesimpledollar.com 4. Checking Account Basics (For Teens) www.teensguidetomoney.com 5. Find a Bank Checking Acount Near You www.bank-locations.net 6. Find a Credit Union Checking Account Near You www.bank-locations.net 7. Compare and Find Free Checking Accounts www.nerdwallet.com 8. Compare and Find Bank/Credit Union Checking Accounts www.findabetterbank.com 9. Wikipedia: Checking Accounts en.wikipedia.org

Savings Accounts

1. What is a Savings Account? www.depositaccounts.com 2. How to Open a Savings Account www.itsallaboutmoney.com 3. How to Close a Savings Account www.ehow.com 4. Find a Bank Savings Acount Near You www.bank-locations.net 5. Find a Credit Union Savings Account Near You www.bank-locations.net 6. Compare and Find Savings Accounts www.nerdwallet.com 7. Another Camparison of Savings Accounts www.money-rates.com 8. Wikipedia: Savings Accounts en.wikipedia.org

CDs

1. What is a CD? www.nerdwallet.com 2. What Types of CDs are there? guides.wsj.com 3. How to Invest in CDs guides.wsj.com 4. Tips for Choosing a CD Account www.gobankingrates.com 5. What CD Length to Choose learnbonds.com 6. SEC's Guide to Certificate of Deposit Accounts www.sec.gov 7. Compare CD Rates www.bankrate.com 8. Calculator: CD Ladder Calculator www.ally.com 9. Wikipedia: Certificate of Deposit en.wikipedia.org

Loans

Personal Loans

1. What is a Personal Loan? www.dailyfinance.com 2. Ultimate Guide to Personal Loans www.ineedaloan.net 3. What Types of Personal Loans are There? www.moneybuddy.com.au 4. Where Can I Get a Personal Loan? www.nerdwallet.com 5. Compare Rates for Personal Loans www.magnifymoney.com 6. Secured vs Unsecured Loans www.onemainfinancial.com 7. Pros and Cons of Personal Loans www.bankrate.com 8. When To Use a Loan Instead of Credit Card www.investopedia.com 9. Wikipedia: Personal Loan en.wikipedia.org 10. Wikipedia: Unsecured Loan en.wikipedia.org 11. Wikipedia: Secured Loan en.wikipedia.org

Student Loans

1. StudentAid.gov Guide to Student Loans studentaid.ed.gov 2. Difference Between Federal Student Loans and Private Loans www.consumerfinance.gov 3. Difference Between Financial Aid and Grants money.howstuffworks.com 4. Who Can Get a Student Loan? studentaid.ed.gov 5. What Types Of Student Loans are There? www.debt.org 6. Compare Student Loan Rates www.finaid.org 7. Difference Between Subsidized and Unsubsidized Student Loans studentaid.ed.gov 8. Pros and Cons of Student Loans www.onlinecolleges.net 9. Stages of a Student Loan www.nelnet.com 10. How to Pay Off Student Loans www.realsimple.com 11. Demystifying Student Loan Repayment Options www.learnvest.com 12. Did You Know You Can Lower Your Student Loans? www.npr.org 13. Consolidate or Refinance Student Loans www.nerdwallet.com 14. How to Refinance Student Loans time.com 15. What is Student Loan Forgiveness? studentloanhero.com 16. What is the Public Service Loan Forgiveness Program (PLSF) ? studentaid.ed.gov 17. What is FAFSA? Who is it For? time.com 18. Apply for FAFSA studentaid.ed.gov 19. What is a Work Study Program? www.collegedata.com 20. College Financial Aid Term Glossary www.usnews.com 21. SallieMae Student Loan Site www.salliemae.com 22. Get Your Student Loan Questions Answered www.studentloanborrowerassistance.org 23. ConsumerFinance.gov - Student Loans Q&A www.consumerfinance.gov 24. Calculator: Student Loan Repayment studentloans.gov 25. Wikipedia: Student Loans en.wikipedia.org

Auto Loans

1. What You Need to Get a Car Loan www.cars.com 2. What Kinds of Auto Loans Are There? www.lendingtree.com 3. FTC.gov Guide to Auto Financing www.consumer.ftc.gov 4. In-depth Auto Financing Guide www.dmv.org 5. Poor Credit? Learn About Your Car Loan Options www.bankrate.com 6. Compare Auto Loan Rates wallethub.com 7. Another Auto Loan Rate Comparison www.credit.com 8. Calculator: Auto Loan Calculator www.autotrader.com 9. Can You Finance a Used Car? usnews.rankingsandreviews.com 10. Guide to Financing a Used Car www.investopedia.com 11. Finance a Car The Smart Way www.moneyunder30.com 12. How to Get The Best Car Loan www.consumerreports.org 13. How to Negotiate a Car Loan www.moneycrashers.com 14. Buy New? Used? Or Lease? www.edmunds.com 15. Argument Against Financing a Car thegarage.jalopnik.com 16. Car Totaled? Do You Still Owe Money for The Loan? www.nolo.com 17. Wikipedia: Car Finance en.wikipedia.org 18. Wikipedia: Vehicle Leasing en.wikipedia.org

Business Loans

1. Guide to Financing Your Business www.investopedia.com 2. Inc. Guides for Financing Your Business www.inc.com 3. Types of Business Loans www.fundera.com 4. Infographic: Comparing Small Business Loan Types www.lendio.com 5. Learn About SBA Government Backed Business Loans www.sba.gov 6. SBA Loan Rates fitsmallbusiness.com 7. What is a Merchant Cash Advance? www.nerdwallet.com 8. Equipment Leasing Guide www.businessnewsdaily.com 9. Commercial Mortgage Loan www.biggerpockets.com 10. Women's Guide to Small Business Financing www.cornerstoneondemand.com 11. Business Financing Resources www.sbtdc.org 12. SCORE Guide to Business Financing www.score.org 13. Compare Small Business Loans (For All Credit Types) www.nerdwallet.com 14. Can't Get a Business Loan? Consider These Alternatives www.cnbc.com 15. Using Collateral to Finance Your Business Loan www.inc.com 16. Wikipedia: Business Loans en.wikipedia.org 17. Wikipedia: Small Business Financing en.wikipedia.org

Insurance

Car Insurance

1. Beginner's Guide to Car Insurance www.cbsnews.com 2. Comprehensive Guide to First-Time Car Insurance Buying www.dmv.org 3. Learn About Car Insurance for Teens www.dmv.org 4. Types of Car Insurance wallethub.com 5. Guide To Changing/Buying New Car Insurance www.consumerreports.org 6. What Information Is Required to Get Insurance www.carsdirect.com 7. How Much Car Insurance to Get? What's The Minimum? www.carinsurance.com 8. How Much Does Car Insurance Cost? www.thesimpledollar.com 9. Calculator: How Much Car Insurance Coverage to Get www.carinsurance.com 10. Estimate Your Car Insurance Costs www.carinsurance.com 11. Ways New Drivers Can Save on Car Insurance blog.transamerica.com 12. How To Save Money on Auto Insurance www.iii.org 13. Tips for Getting Cheaper, Better Car Insurance www.investopedia.com 14. Top 10 Ways to Save on Car Insurane Rates www.edmunds.com 15. Hidden Car Insurance Discounts abcnews.go.com 16. High Risk Driver? Explore Your Insurance Options www.carsdirect.com 17. Compare Car Insurance Rates Online quotewizard.com 18. Another Car Insurance Comparison www.insurance.com 19. Avoid These Car Insurance Scams www.einsurance.com

Health Insurance

1. Health Insurance Buyer's Guide www.consumerreports.org 2. Know The Basics: Health Insurance www.humana.com 3. Health Insurance Walk-Through Guide greatist.com 4. Young Adult's Guide to Health Insurance www.moneyunder30.com 5. Types of Health Insurance Plans www.webmd.com 6. Which Type of Health Insurance Makes Sense For You www.nerdwallet.com 7. 3 Things to Know When Comparing Health Insurance Plans www.healthcare.gov 8. Calculator: Estimate Your Insurance Coverage Costs kff.org 9. HealthCare.gov - Insurance Guides and Marketplace www.healthcare.gov 10. What Happens If You Don't Have Health Insurance? www.healthcare.gov 11. Calculator: Estimate Penalty for Being Uninsured www.taxpolicycenter.org 12. Calculator: Estimate Insurance Subsidies www.gohealthinsurance.com 13. Find/Compare Health Insurance Plans www.ehealthinsurance.com 14. HealthCare.gov - Find/Compare Health Insurance Plans finder.healthcare.gov 15. How To Get Insurance During Open Enrollment www.consumerreports.org 16. 25 Ways to Save Money on Health Insurance www.parents.com 17. 12 More Ways to Save on Health Insurance Premiums money.usnews.com 18. Compare Health Insurance Plans by State www.jdpower.com

Life Insurance

1. Beginner's Guide to Life Insurance www.confused.com 2. Comprehensive Guide to First-Time Life Insurance Buying www.newyorklife.com 3. Learn About Life Insurance for young adults www.thefinancegirl.com 4. Types of Life Insurance www.insurance.ca.gov 5. Guide To Changing/Buying Life Insurance www.insurance.ca.gov 6. What Information Is Required to Get Insurance www.investopedia.com 7. How Much Life Insurance to Get? What's The Minimum? www.doughroller.net 8. How Much Does Life Insurance Cost? www.trustedchoice.com 9. Calculator: How Much Life Insurance Coverage to Get www.lifehappens.org 10. Estimate Your Life Insurance Costs money.cnn.com 11. Ways that Can Save on Life Insurance www.nerdwallet.com 12. How To Save Money on Life Insurance www.moneytalksnews.com 13. Tips for Getting Cheaper, Better Life Insurance www.thesimpledollar.com 14. Top 10 Ways to Save on Life Insurane Rates www.insure.com 15. Claiming an unclaimed life-insurance policy www.consumerreports.org 16. Finding Affordable High Risk Life Insurance insurenow365.com 17. Compare Life Insurance Rates Online www.comparethemarket.com.au 18. Another Life Insurance Comparison www.quickquote.com 19. Avoid These Life Insurance Scams www.dfs.ny.gov 20. Calculator: Life Insurance www.bankrate.com 21. Wikipedia: Life Insurance en.wikipedia.org

Homeowners Insurance

1. Beginner's Guide to homeowners Insurance www.investopedia.com 2. Comprehensive Guide to First-Time home owners Insurance Buying www.moneysupermarket.com 3. Learn About home Insurance www.thesimpledollar.com 4. Types of home Insurance www.investorguide.com 5. Guide To Changing/Buying home Insurance www.consumerreports.org 6. What Information Is Required to Get Homeowners Insurance www.enhancedinsurance.com 7. How MuchHomeowners Insurance to Get? What's The Minimum? www.bankrate.com 8. How Much Does Homeowners Insurance Cost? www.allstate.com 9. Calculator: How Much Homeowners Insurance Coverage to Get homeinsurance.com 10. Estimate Your Homeowners Insurance Costs www.zillow.com 11. Ways that Can Save on Homeowners Insurance www.iii.org 12. How To Save Money on Homeowners Insurance www.iii.org 13. Tips for Getting Cheaper, Better Homeowners Insurance www.bankrate.com 14. Top 10 Ways to Save on Homeowners Insurance Rates www.asecurelife.com 15. Hidden hidden homeowners insurance discounts wini.com 16. Home insurance for risky properties www.insure.com 17. Compare Homeowners Insurance Rates Online www.insurance.com 18. Another Homeowners Insurance Comparison www.uswitch.com 19. Avoid These Homeowners Insurance Scams blog.eandlinsurance.com 20. Calculator: Homeowners Insurance homeownersinsurance.com 21. Wikipedia: Homeowners Insurance en.wikipedia.org

Savings & Spending

1. Beginner's Guide to Saving www.livingwellspendingless.com 2. Make Saving a Priority www.practicalmoneyskills.com 3. Programmed- Saving and Spending Habits www.moneycrashers.com 4. Saving Doesn't Mean No Spending www.usatoday.com 5. What To Do With Extra Cash www.quickanddirtytips.com 6. Managing Money & Savings pbskids.org 7. 10 Useful Spending Tips www.capitalone.com 8. 22 Tips on Managing Your Money www.managingmymoney.com 9. Controlling Emotional Spending www.investopedia.com 10. 30 Ways to Spend less and Save More www.moneytalksnews.com 11. Budgets and Why They Are Important personalfinance.duke.edu 12. How To Get a Handle on Your Spending www.gettingfinancesdone.com 13. 7 Methods of Wise Spending www.lifehack.org 14. Proven Ways to Minimize Expenses and Maximize Savings www.incharge.org 15. How To Save www.bankrate.com 16. Winning Ways To Grow Your Savings www.bankrate.com 17. 5 Tips to Improve Your Spending Habits money.usnews.com 18. 10 Ways to Cut Down on Your Spending money.usnews.com 19. Wikipedia: Saving en.wikipedia.org 20. 100 Excellent Ways To Save Money www.thesimpledollar.com 21. Beginner's Guide To Saving beginnersinvest.about.com

Managing Debt

1. Beginner's Guide to Managing Debt www.myfirstapartment.com 2. Learn How to Manage Your Debt credit.about.com 3. The Fair Debt Collection Practices Act (FDCPA) www.law.cornell.edu 4. Bill Collectors- What They Can and Cannot Do www.lawny.org 5. Can Debt Collectors Call at Work? www.nolo.com 6. Federal Trade Commission Act (FTCA) www.ftc.gov 7. Debt Collection Rights www.credit.com 8. What's Not Allowed in Debt Collection consumerist.com 9. Know Your Rights www.stepchange.org 10. Debt Management Tips for 20 Somethings www.aol.com 11. Management and Budgeting Guide for Debt Management www.careonecredit.com 12. Handling Personal Debts www.moneymanagement.org 13. The Real About Debt Management www.daveramsey.com 14. Best Debt Management Companies and The Process 2016 www.thesimpledollar.com 15. Learn How To Consolidate Your Debt blog.credit.com 16. About Debt Consolidation Loans lifehacker.com 17. How to Consolidate Your Bills www.consumercredit.com 18. 5 Methods to Get Out of Debt blog.readyforzero.com 19. If You Get Harrassed By a Debt Collector, 4 Things You Need To Know www.cbc.ca 20. What Affects Your Credit Score www.buddyloans.com 21. Wikipedia: Managing Debt en.wikipedia.org

Credit Score

1. Beginner's Guide to Credit Scores blog.levelmoney.com 2. Why Your Credit Score is Important www.creditkarma.com 3. How To Build Credit money.howstuffworks.com 4. How to Get Rid Of Inquires on Your Credit Score www.geeksonfinance.com 5. What Affects Your Credit Score moneyover55.about.com 6. How To Raise Your Credit Score www.myfico.com 7. Credit Score Ranges and What They Mean www.thetruthaboutcreditcards.com 8. Top Credit Tracking Sites 2016 www.nextadvisor.com 9. Debt, Credit Reports, and Credit Scores money.cnn.com 10. Learn How Mortgage Companies Average your scores from all 3 Credit Reports www.zillow.com 11. What Credit Score Is Needed To Buy a House www.lendingtree.com 12. What Credit Score is Needed To Buy a Car 13. What Credit Score is Needed to Buy a Motorcycle budgeting.thenest.com 14. How Many Points Does an Inquiry remove from Your Credit Score budgeting.thenest.com 15. Get a Better Mortorcycle Loan with a Better Credit Score www.whybike.com 16. What is an Excellent Credit Score www.thetruthaboutcreditcards.com 17. What Is a Bad Credit Score www.lexingtonlaw.com 18. Making a Dispute of Negative Info on Credit Report www.consumer.ftc.gov 19. When Does Negative Info Come Off Of a Credit Report www.experian.com 20. Calculator: Determine Credit Score www.calcxml.com 21. Wikipedia: Credit Score en.wikipedia.org

Credit Cards

1. Beginner's Guide to Credit Cards www.magnifymoney.com 2. Comprehensive Guide to First-Time Credit Cards Buying www.comparecards.com 3. Learn About Credit Cards for teens www.bankrate.com 4. Types of Credit Cards www.investopedia.com 5. Guide To Changing/Buying Credit Cards mozo.com.au 6. What Information Is Required to Get Credit Cards www.cibc.com 7. Credit card€™s minimum payment amount learn.nab.com.au 8. How Much Does Credit Cards Cost? www.moneysupermarket.com 9. How Is Credit Card Interest Calculated? www.nerdwallet.com 10. Estimate Your Credit Cards debt costs you www.wisebread.com 11. Ways that Can Save on Credit Cards www.moneysavingexpert.com 12. How To Save Money on Credit Cards www.wisebread.com 13. Tips for Getting Cheaper, Better credit card benefits www.credit.com 14. 10 Tips for Paying Off Credit Card Debt www.nomoredebts.org 15. Hidden benefits of credit cards www.iwillteachyoutoberich.com 16. Credit cards that re-build credit www.businesscreditblogger.com 17. Compare Credit Cards Rates Online www.creditcards.com 18. Another Credit Cards Comparison www.nerdwallet.com 19. Avoid These credit card scams www.thesimpledollar.com 20. Calculator: Credit Card Repayment Calculator www.thecalculatorsite.com 21. Calculator: Credit Card Interest www.money-rates.com 22. Wikipedia: Credit Cards en.wikipedia.org

Pension

1. Beginner's Guide to Pensions moneyweek.com 2. About Pensions money.cnn.com 3. What is Vesting? employment-law.freeadvice.com 4. All About Pension Release/ Pension Unlocking www.moneyadviceservice.org.uk 5. Types of Pensions www.getsmarteraboutmoney.ca 6. Defined Benefit Plan www.irs.gov 7. Defined Contribution plan www.myretirementpaycheck.org 8. Public Sector Pension www.economist.com 9. Government Pension legal-dictionary.thefreedictionary.com 10. 8 Government Pensions www.thefiscaltimes.com 11. Defending Public Sector Pensions www.heritage.org 12. Information on Retirement Plans for Consumers www.dol.gov 13. Negative about Pensions www.forbes.com 14. Positives about Pensions www.thejc.com 15. Who's Entitled to a Pension www.gov.uk 16. What To Do With My Pension www.huffingtonpost.com 17. Can Pensions be inherited finance.zacks.com 18. If My Spouse Passes Away, Do I get Their Pension www.investopedia.com 19. Avoid These Homeowners Insurance Scams www.netquote.com 20. Calculator: Homeowners Insurance 21. Wikipedia: Pension en.wikipedia.org